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Arizona Auto Insurance

ARIZONA DRIVERS THAT SWITCH TYPICALLY SAVE $500* OR MORE PER YEAR ON AUTO INSURANCE

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Common questions
about Arizona auto insurance

Need car insurance in Arizona?

Whether you live in Tucson or Phoenix, FNISC can help you save on car insurance! From Liability Protection to Comprehensive Coverage, we customize your Arizona auto insurance, so you only pay for what you need.

What car insurance is required in Arizona?

In Arizona, it’s illegal to drive without insurance. Drivers in Arizona are required to have car insurance coverage for:

  • Bodily Injury to others
  • Property Damage Liability

Here are the minimum auto insurance limits drivers must have in Arizona.1

Coverage
Bodily Injury to Others
Property Damage Liability
Amount
$25,000 per person and $50,000 per accident
$15,000 per accident

What is considered "full coverage" car insurance in Arizona?

“Full coverage” car insurance can mean different things to different people. Legally, in the state of Arizona you’re only required to have the state Liability minimums of 25/50/15.

What is the average cost of car insurance in Arizona?

The average cost of car insurance in Arizona is $1,4162 per year. That’s 4.8% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live and your driving history.

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1 Minimum coverage amounts are subject to change.

2 Dollar figures represent data shown on thezebra’s website as of February, 2022.

* based on a survey of customers receiving quotes

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