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Common questions
about Oregon auto insurance
Need car insurance in Oregon?
Whether you live in Portland or Salem, FNISC has you covered. From liability protection to comprehensive coverage, we customize your Oregon auto insurance, so you only pay for what you need.
What car insurance is required in Oregon?
In Oregon, it’s illegal to drive without insurance. Drivers in Oregon are required to have the following car insurance coverage: bodily injury to others, property damage liability, personal injury protection, and uninsured/underinsured motorist coverage.
This chart shows the minimum auto insurance drivers are required to have in Oregon for these coverages.1
Coverage
Bodily Injury to Others
Property Damage Liability
Personal Injury Protection
Uninsured Motorist Coverage
Amount
$25,000 per person and $50,000 per accident
$20,000 per accident
$15,000 per accident
$25,000 per person / $50,000 per accident
What is the average cost of car insurance in Oregon?
The average cost of car insurance in Oregon is $1,3322 per year. That’s 10.5% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live and your driving history.
What Oregon car insurance coverage is right for you?
The chart above shows the minimum Oregon auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We’ll help you customize your Oregon car insurance to get the coverage that fits you
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1 Minimum coverage amounts are subject to change.
2 Dollar figures represent data shown on thezebra’s website as of February 2022.
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