Nearly every state requires businesses to carry workers’ compensation insurance. But even if your state does not have such a requirement, carrying workers comp is still a smart idea that could protect your business if your employee suffers a work-related injury or illness. Workers compensation insurance is also a great way to look out for your employees and their families.
No business is quite like your business, so we can’t tell you what you’ll pay for workers’ compensation insurance without speaking with you. What we can tell you is that your premium will be based on your payroll and industry. FNISC can help you consider the unique needs of your business.